If You Have Been Injured on the Job or in the Line of Duty
If you have been injured on the job or in the line of duty, navigating the complexity of Colorado’s worker’s compensation process can be daunting. If you have been hurt, the worker’s compensation attorneys at Burg Simpson can help you understand your rights and options according to Colorado law and assist you in securing the benefits to which you are entitled.
What Are Workers’ Compensation Benefits?
Colorado workers’ compensation laws were enacted over a century ago and were designed to protect both the employee and the employer.
- These laws protect employees by allowing them to receive compensation if the employee is unable to perform their duties due to a work-related injury or illness.
- Workers’ compensation insurance also protects employers from lawsuits filed by employees who have been injured while on the job. If an employee receives workers’ compensation benefits, they have also agreed not to file suit against their employer.
The laws state that if a business has at least one employee, whether they are full-time or part-time, that the organization must provide workers’ compensation insurance.
What Kinds of Injuries are Covered by Workers’ Compensation?
To obtain workers’ compensation benefits in Colorado, the injury or illness must be sustained at or due to the employee’s work environment, and the issue must be severe enough to impact the employee’s ability to perform their job effectively.
For example: If you contact a cold from one of your colleagues at work, workers’ compensation will not consider your illness to be work-related because you cannot prove that you contracted the illness from your work environment.
Additionally, workers’ compensation will not cover injuries that are sustained when the employee is commuting to and from work. If, for example, the employee is injured in a collision with another motorist while traveling from work, his or her injuries would be unrelated to the workplace.
However, if an employee slips and falls on a recently mopped floor in the workplace, workers’ compensation will cover the injury.
Examples of the types of work-related injuries and illnesses covered by workers’ compensation benefits include:
- Slip and fall accidents
- Machine injuries
- Vehicle accidents
- Repetitive motion
- Falling objects
What Should I Do if I am Injured at Work?
If you sustain an injury in the workplace, there are workers’ compensation procedures that you must follow to obtain the maximum benefits: The Colorado Department of Labor and Employment (CDLE) states that you must report your injury to your employer immediately, or at least within four days of the date of injury. A delay in reporting may jeopardize your ability to collect benefits.
Where Can I Obtain Medical Treatment?
- If your injury is non-life-threatening, your employer can choose the medical facility where you receive treatment. If your employer does choose an Authorized Treating Physician (ATP), Colorado workers’ compensation covers those expenses.
- If you choose the medical facility on your own, you may be responsible for your health care expenses.
- If your employer does not provide you with a list of approved physicians, you can choose a health care provider.
What if My Workers’ Compensation Claim is Denied?
If, after providing documentation of your workplace injury or illness to the insurance company, they do not approve your claim for workers’ compensation benefits, you can dispute their decision.
Although injured employees can handle disputes on their own, given the complexity of the workers’ compensation process, Burg Simpson recommends that you have an experienced workers’ compensation attorney represent your best interests.
The highly skilled workers’ compensation attorneys at Burg have decades of experience with the workers’ compensation regulations. Our team offers a free consultation to discuss how we can prepare and submit your documentation, adhere to the imposed deadlines, and secure the compensation you deserve.
Do I Need a Worker’s Compensation Attorney?
If you have a Colorado workers’ compensation claim, it is important to know that these cases are complicated and difficult for most employees to navigate on their own. The experienced workers’ compensation attorney at Burg Simpson has decades of experience with these cases and knows how to protect you and your legal rights.
Schedule a free consultation with a workers’ compensation attorney at Burg Simpson now to discuss your injury and your next steps to obtaining workers’ compensation benefits. Do not wait because deadlines apply, call the award-winning Worker’s Compensation lawyers at Burg Simpson now!
Contact a Burg Simpson Workers’ Compensation Team Today
If you are injured at work, your first step is to seek immediate medical attention. But remember, the clock on your claim starts ticking as soon as you are injured, so report it immediately to your employer. Do not wait or you might jeopardize your health, your job, your finances, or the wellbeing of your family.
Get started with your claim today by calling Burg Simpson at (720) 400-8558 or fill out a FREE case evaluation form.