Firm-Wide blog

Has Your Insurance Company Denied Your Business Interruption Claim Due to COVID-19?

By Burg Simpson
May 18, 2020
3 min read

Businesses large and small have suffered losses of income as a result of the government orders to close down their operations due to the COVID-19 pandemic. While most business insurance policies include coverage for loss of business income caused by an interruption of that business from an event outside their control, many insurance companies are refusing to pay business income loss claims due to the government ordered shut-down.

Although the insurance industry is denying these claims, the attorneys at Burg Simpson believe many business insurance policies actually do provide coverage for these losses. A close reading of the policy is critical to determining whether your loss of business income from the government ordered shut-down is covered by your policy. If your insurance company has denied your claim, or they or your agent has advised your claim will be denied if one is made, call Burg Simpson now to discuss how we can help you and your business interests.

Our attorneys have over 40 years of experience analyzing and litigating these types of insurance policies. This experience includes that of Burg Simpson shareholder Thomas W. Henderson, the Chair of the Bad-Faith Insurance division of the firm’s Commercial Litigation Department, who spent the first twenty years of his practice representing the insurance companies, answering their questions about whether or not their policies provided coverage for certain losses. Additionally, Tom Henderson and the Burg Simpson team have spent the past 12+ years exclusively representing policyholders,  in large and small businesses, pursuing claims for insurance benefits owed by the insurance industry. Mr. Henderson and Burg Simpson use their unusual background to their clients’ advantage because they know where the insurance industry weak spots are, where the smoking guns are hidden and how best to structure their clients’ cases to maximize the potential of getting the insurance companies to pay the benefits owed.

If your insurance company has refused to pay the benefits owed by your policy,  then suing them for bad faith is an option to consider. Mr. Henderson and the attorneys at Burg Simpson have successfully sued insurance companies for bad faith collecting millions of dollars for their clients when their own insurance companies properly denied, underpaid, or delayed paid claims.

Our attorneys are uniquely qualified to help and are available for a free consultation on your business income interruption claims arising out of the COVID-19 pandemic and we are accepting cases against insurance companies that are denying Business Interruption Claims

Burg Simpson Shareholder Thomas W. Henderson discusses how to maximize the potential of getting your insurance claims paid in a timely manner:  View the video here. 

Call us today for an evaluation of your Business Interruption Insurance Policy.


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