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Continuation of Individual Health Care Coverage During COVID-19

By Burg Simpson
April 24, 2020
3 min read

Update by Burg Simpson Shareholder Thomas W. Henderson:

Notice of New Bulletin Adopted – B-4.107 Policy Directives for Continuation of Individual Health Insurance Coverage during the COVID-19 Public Health Emergency

Continuation of Individual Health Care Coverage During COVID-19.

The Division would like to provide notice that the Commissioner has adopted the following new bulletin:

In light of the Governor’s Executive Order D 2020 003 (Executive Order) declaring a disaster emergency due to COVID-19, and the extension of the disaster emergency in Executive Order D 2020 032 for an additional thirty days, the Colorado Division of Insurance (the Division) is issuing this bulletin directing insurers who provide individual health benefit plans to continue such coverage until further notice. Coloradans should have access to health insurance during the COVID-19 disaster emergency, and policies should not be canceled for the non-payment of premiums due to financial hardship or other adverse circumstances resulting from the COVID-19 public health emergency.

This bulletin is intended to provide guidance to all insurers offering individual health benefit plans in the State of Colorado. Carriers are directed to make such accommodations available to policyholders beginning with premiums due for April 2020 coverage. Nothing in this Bulletin alters an applicant’s obligation to make an initial premium payment so as to first effectuate coverage.

For additional information regarding insurance and COVID-19 click here.

About Thomas W. Henderson

Burg Simpson shareholder Thomas W. Henderson is the Chair of the Bad-Faith Insurance division of the firm’s Commercial Litigation Department. He focuses his legal practice on representing policyholders in suing insurance companies for bad faith and getting insurance companies to pay what the insurance policy promises to pay. Mr. Henderson spent the first twenty years of his practice representing the insurance companies, answering their questions about whether the policy provided coverage for various claims, and even defending them when they were sued.Mr. Henderson uses his unusual background to his clients’ advantage because he knows where the weak spots are, where the smoking guns are hidden and how best to structure his clients’ cases to maximize the potential of getting the insurance companies to pay. Tom represents both individual consumers and businesses in their pursuit of insurance claims. For consumers, this includes auto, uninsured and underinsured motorists, homeowners, renters, liability, property, health, disability, and life insurance claims. For businesses, this includes auto, liability, property, lost profits, directors and officers, professional liability, and construction insurance claims. These claims can range from a few thousand dollars to millions of dollars.

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