Firm-Wide blog

Why Your Insurance Company Denies or Undervalues Your Personal Injury Claim

By Burg Simpson
April 27, 2017
2 min read

When the negligence of another driver causes a car accident that injures someone else, that person may be able to pursue a personal injury lawsuit. If the at-fault driver is insured and filed a claim, the insurance company typically investigates to determine the liability and damages. Sometimes the insurance company denies or undervalues the damages or determines its insured was not at fault. The insurance company may offer a settlement substantially less than the actual damages. The insurance company of the at-fault driver is not your friend and will want to pay the least amount it can. It is important to remember that the insurance company has its own team of attorneys working to minimize the amount paid out in claims.

Critically, once the injured person agrees to the terms of a settlement with the at-fault driver and insurer, there is no second chance to go back for more. This is why it’s so important to contact a skilled and experienced Denver personal injury attorney to determine what your claim is really worth and to learn about your rights.

Some reasons an insurance company might use to undervalue or deny a claim include:

  • The victim did not seek treatment at the scene of the accident.
  • There was a pre-existing medical condition.
  • The accident was deemed avoidable.
  • Medical records did not indicate an injury.
  • The plaintiff shared liability for the accident.
  • The plaintiff did not provide adequate evidence of injury.

When an insurance company attempts to minimize or deny a claim, an injured victim could end up with unmanageable medical bills and other expenses if the victim does not know his/her rights and does not know the true extent of their damages. The best way to prevent this from happening is to hire a Denver personal injury attorney. At Burg Simpson Eldredge Hersh & Jardine, P. C., we have the resources and reputation to help you seek the compensation you deserve. Call us at 303-792-5595 or contact us now to schedule your FREE Case Evaluation.

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