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Shaking hands after reaching a car accident settlement | Burg Simpson

How Long Do Most Car Accident Settlements Take?

February 25, 2025 | 5 min read
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Car accidents occur frequently in and around Denver. Many are minor, requiring little more than a trip to the body shop. Others, however, are serious, resulting in life-altering injuries and significant financial burdens. Seeking fair car accident settlements is essential for people who have suffered harm due to another driver’s careless or reckless actions. Unfortunately, the process of pursuing justice after a car accident can be very difficult.

Insurance companies have a long and documented history of delaying and denying valid claims, particularly when they involve serious or catastrophic injury. Having an attorney on your side helps to protect you against these tactics. It can also make a difference in how quickly you recover the damages you deserve.

The Denver car accident injury lawyers at Burg Simpson understand how insurance providers think and operate. Our experience dealing with these companies and knowledge of settlement negotiations helps speed up the process. We know how to argue for fair and full car accident settlements with even the most stubborn insurance carriers. We will do everything possible to avoid unnecessary delays, expedite the settlement process, and secure the compensation your injury demands.

Talk to a Denver Car Accident Injury Lawyer for FREE

Call Burg Simpson at 303-792-5595 today to schedule a FREE case review at our Denver office. With decades of experience, our team can help hasten the settlement process so you can recover your damages and move on with your life.

Car Accident Settlements vs. Car Accident Verdicts

Car accident settlements and car accident verdicts share the same goal: to compensate victims of injury. However, the processes are fundamentally different. Settlements happen outside of court and involve direct negotiations with insurance companies and at-fault parties. Verdicts, on the other hand, come from a judge or jury decision.

As a quick comparison:

Car Accident Settlements

  • Occur outside of court
  • Involve negotiations
  • Often move quickly
  • Provide a more predictable resolution
  • Allow for greater privacy

Car Accident Verdicts

  • Result from a trial in front of a judge or jury
  • Frequently take more time
  • Carry a higher degree of unpredictability
  • Can lead to larger monetary rewards
  • Become necessary when settlement negotiations fail

The truth is, nearly all car accident claims are settled out of court, during the negotiation process. This is often preferable because it is faster and outcomes are more predictable. At the same time, the car accident settlement process is not always successful. When choosing an attorney, it is very important to select one with both negotiation and courtroom experience.

Our Denver Car Accident Injury Lawyers Have Significant Experience

The Denver car accident injury lawyers at Burg Simpson have been fighting for victims of serious injury for more than 45 years. Our firm has been recognized as a Top Law Firm by the U.S. News & World Report and several of our attorneys have been awarded distinctions from:

  • The National Trial Lawyers Association
  • Super Lawyers
  • Barristers Best
  • The Legal 500
  • Best Lawyers in America

Awarded a position as one of America’s 25 Most Influential Law Firms, we have extensive experience in both negotiations and litigation. While we take every step to settle claims quickly, we are prepared to take viable cases through trial to seek the comprehensive compensation you deserve.

How Long Does the Car Accident Settlement Process Take?

It would be convenient if there was a simple answer to the question of how long it takes to settle a car accident claim. However, how long car accident settlements take can vary widely. Some may resolve within a few months. Others can take several years. Much of this is dependent on the severity of the injuries and complexity of the crash.

Before seeking a settlement, your medical expenses must be documented and the severity of your injury fully understood. Insurance companies will require thorough documentation, including accident reports, witness statements, and medical records. Negotiations can be swift when the facts of the case are clear.

Crafting a factual and compelling case for the damages you are seeking is not an easy task. Considerations must include both the financial damages—such as lost wages and rehabilitation—along with less tangible damages—such as pain and suffering—that your injury has caused. An experienced attorney will gather evidence, present a compelling case, and negotiate aggressively for your rights. This can help to streamline the process and avoid prolonged back-and-forth arguments, so you can move forward with your life much sooner. 

How Long Do I Have to File a Car Accident Injury Claim?

Under Colorado Revised Statute Section 13-80-101, most car accident injury victims have three years from the date of the crash to file a lawsuit. Missing this deadline can prevent you from pursuing compensation. Speaking with a Denver car accident injury lawyer as soon as possible after an accident helps to preserve this right—and can speed the settlement process.

At Burg Simpson, our attorneys do not miss deadlines. We move quickly to preserve evidence, collect witness statements while the incident is still fresh, and build the strongest case for compensation.

Our Denver Car Accident Injury Lawyers Will Fight for YOU

Burg Simpson is a nationally recognized personal injury law firm with decades of experience serving Colorado residents who have been hurt in accidents. Our dedicated trial lawyers have recovered over $2 billion in verdicts and settlements. We strive for rapid car accident settlements, but will never encourage you to accept less than you are owed. If we feel you are being treated unfairly, we will readily take your case to trial to seek the compensation you deserve.

Our attorneys know how insurance companies operate. Our comprehensive legal strategies are designed to protect your rights and hold the liable parties to full account. We are prepared to leverage our experience, resources, and thorough knowledge of Colorado law to seek the best possible outcome for you and your family.

Learn More About the Car Accident Settlements Process for Free

If you have questions about your case, our Denver car accident injury lawyers can review your claim at no cost to you. We will assess the facts, explain your options, and help you decide whether pursuing compensation through legal action is the right choice for you.

Contact Burg Simpson online or call our Denver office today to schedule your complimentary case evaluation. We are proud to fight for victims of serious car accident injuries from the Eastern Plains to the Western Slope, along the Front Range and I-25 Corridor, and throughout the state of Colorado.

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