First of all, don’t just accept the insurance company’s estimates. With respect to the reconstruction cost of your home, that’s the first place that you will find the insurance company’s estimates may not be accurate. The insurance company likes to use a particular software program that does not always take into account the particular location of your home – also, the increased labor and construction costs that those of you who have recently been impacted by fire will get, will encounter.
Get online. Talk to your neighbors. Look for contractors in your area that build and construct homes. With respect to appraising your own goods, do your own research.