Arizona Personal Injury

Bad Faith Insurance – Phoenix Injury Attorney – Arizona

Insurance Bad Faith - Phoenix Personal Injury Law firm - Arizona Burg SimpsonFor all of its rules, clauses, and exceptions, property and casualty insurance – what you buy for your car or home – is relatively straightforward. You pay an insurance company a monthly fee – a premium – in exchange for their promise to pay you if you suffer a loss, such as a car accident or a house fire.

In addition, whether to buy insurance is less of a choice than ever before. Banks and mortgage companies compel homebuyers to take out homeowner’s insurance so that their investment is protected. And nearly every state forces drivers to have car insurance. More than a dozen states call for greater coverage than liability insurance.

But, all too often, insurance companies hesitate when it comes time to pay a claim, despite the fact that insurance contracts include a covenant of good faith and fair dealing that mandates the insurance carrier does not act in any way that curtails the implied benefits or rights. Arizona courts have ruled that there are several things a carrier must do to act in good faith:

  • Conduct an adequate investigation
  • Act reasonably in evaluating claims
  • Pay valid claims promptly

If you have had a claim denied, it is important to understand that Arizona law imposes a two-part test in establishing a bad faith claim that includes:

  • Did the insurer act unreasonably?
  • Did the insurer know that its actions were unreasonable or did it act with reckless disregard?

We have the experience and resources to fight for your rights and help you secure the compensation you deserve. If you have been seriously injured in a car accident, reach out to a Phoenix personal injury lawyer at Burg Simpson Arizona by filling out a Free Case Evaluation form HERE or by calling us at 602-777-7000.

If you are convinced that your insurance company has acted in bad faith when it denied your claim, you have a right to sue them for their actions. In Arizona, bad faith claims against insurers can proceed one of two ways:

  • Breach of Contract – An insurance agreement is a just another contract where the insured pays premiums in return for the insurance coverage, defense, and the monetary value of the policy payment. Because of that, an insurer’s refusal to hold up their end of the contract may constitute a breach of contract.
  • Tort – An insurer’s act of bad faith can also be classified a tort claim. A tort is a civil wrong where one party harms another party through their actions.

If you or a loved one has been hurt by someone’s negligent actions behind the wheel, call a Burg Simpson Phoenix car accident attorney = at 602-777-7000.

The Burg Simpson Lawyers in Arizona Are Here To Help

When personal injury is sustained from the carelessness of another, Burg Simpson is here to defend your rights in the state of Arizona. Reach out to our Phoenix office today for a free initial review of your case. Our experienced trial attorneys will evaluate your case and offer legal counsel. So pick up the phone and call Burg Simpson today at 602-777-7000 so you can talk with a Phoenix car accident lawyer. You can also complete our Free Case Evaluation Form Here.

January firm-wide e-news

 January 17, 2020

Burg Simpson E-News: January 2020

Complex Business and Commercial Litigation, Construction Defects, Dangerous Drugs & Medical Devices, Mass Tort, Class Action, Medical Malpractice, Personal Injury, and Workers’ Compensation JANUARY 2020 E-NEWS GOOD LAWYERS Burg Simpson Names Three New Shareholders Paul D. Friedman Angela E. McGraw Jacob M. Burg Burg Simpson Eldredge Hersh & Jardine are pleased to announce that Paul D…. Read more »

 January 14, 2020

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 January 8, 2020

5280 Magazine Names Denver’s Top Lawyers of the Year!

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 January 7, 2020

The Burg Simpson Scholarship Essays Must Be Submitted by February 1st

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 April 5, 2019

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Burg Simpson is a law firm committed to helping injured people rebuild their lives after a serious accident or injury. Our trial lawyers have handled nearly every kind of injury or wrongful death case. The team at Burg Simpson has the resources, nationwide reputation, or proven track record of success when it comes to helping… Read more »

Becoming Whole Again

 April 4, 2019

Becoming Whole Again

If you or a loved one has suffered a loss due to an injury or death because of the negligence of another, you are entitled to receive full and fair compensation for your pain and suffering. Burg Simpson’s office in Arizona can help you navigate your personal injury claim. Burg Simpson attorney, Scott A. Ambrose… Read more »

Arizona Medical Malpractice Team

 April 4, 2019

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Burg Simpson’s Arizona medical malpractice team is dedicated to helping seriously injured victims fight for their rights. Our Arizona medical malpractice team has over 75 years of combined experience in the medical malpractice arena. Burg Simpson associate Ronda Kelso worked as a nurse prior to entering the legal field. Ms. Kelso has the legal experience… Read more »

Burg Simpson Is About Changing Lives For The Better – That Is What We Do.

 April 4, 2019

Burg Simpson Is About Changing Lives For The Better – That Is What We Do.

Burg Simpson is a highly skilled team of trial lawyers with 40+ years of experience.  Our firm is not in it for a quick settlement or a quick check. It is our job to hold those accountable for the injuries and damages they have caused. Our goal is to get you justice and the settlement… Read more »

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