Arizona Personal Injury

Bad Faith Insurance – Phoenix Injury Attorney – Arizona

Insurance Bad Faith - Phoenix Personal Injury Law firm - Arizona Burg SimpsonFor all of its rules, clauses, and exceptions, property and casualty insurance – what you buy for your car or home – is relatively straightforward. You pay an insurance company a monthly fee – a premium – to a company in exchange for their promise to pay you if you suffer a loss, such as a car accident or a house fire.

In addition, whether to buy insurance is less of a choice than ever before. Banks and mortgage companies compel homebuyers to take out homeowner’s insurance so that their investment is protected. And nearly every state forces drivers to have car insurance. More than a dozen states call for greater coverage than liability insurance.

But, all too often, insurance companies hesitate when it comes time to pay a claim, despite the fact that insurance contracts include a covenant of good faith and fair dealing that mandates the insurance carrier does not act in any way that curtails the implied benefits or rights. Arizona courts have ruled that there are several things a carrier must do to act in good faith:

  • Conduct and adequate investigation
  • Act reasonably in evaluating claims
  • Pay valid claims promptly

If you have had a claim denied, it is important to understand that Arizona law imposes a two-part test in establishing a bad faith claim that includes:

  • Did the insurer act unreasonably?
  • Did the insurer know that its actions were unreasonable or did it act with reckless disregard?

We have the experience and resources to fight for your rights and help you secure the compensation you deserve. If you have been seriously injured in a car accident, reach out to a Phoenix personal injury lawyer at Burg Simpson Arizona by filling out a Free Case Evaluation form HERE or by call us at 602-777-7000.

If you’re convinced that your insurance company has acted in bad faith when it denied your claim, you have a right to sue them for their actions. In Arizona, bad faith claims against insurers can proceed one of two ways:

  • Breach of Contract – An insurance agreement is a just another contract where the insured pays premiums in return for the insurance coverage, defense, and the monetary value of the policy payment. Because of that, an insurer’s refusal to hold up their end of the contract may constitute breach of contract.
  • Tort – An insurer’s act of bad faith can also be classified a tort claim. A tort is a civil wrong where one party harms another party through their actions.

If you or a loved one has been hurt by someone’s negligent actions behind the wheel, call a Burg Simpson Phoenix car accident attorney = at 602-777-7000.

The Burg Simpson Lawyers in Arizona Are Here To Help

When personal injury is sustained from the carelessness of another, Burg Simpson is here to defend your rights in the state of Arizona. Reach out to our Phoenix office today for a free initial review of your case. Our experienced trial attorneys will evaluate your case and offer legal counsel. So pick up the phone and call Burg Simpson today at 602-777-7000 so you can talk with a Phoenix car accident lawyer. You can also complete our Free Case Evaluation Form Here.

 December 18, 2018

David P. Hersh Recognized by the American Society of Legal Advocates for 2019

David P. Hersh, a named shareholder at Burg Simpson Eldredge Hersh & Jardine, has been recognized by the American Society of Legal Advocates as a Top 100 Lawyer for the 6th year in a row. This organization is an invitation-only, nationwide organization of elite lawyers in practice today who combine stellar legal credentials with a proven commitment to community… Read more »

 December 17, 2018

Communities are Made Great by Those Who Give

  As a national litigation law firm, Burg Simpson recognizes that communities are made great by those who give. Our ingrained culture of service and our passionate desire to make a difference in the lives of others in our communities is the essence of our firm,and the philosophy of our lawyers and legal professionals nation-wide. In… Read more »

Washington Capitol Building

 December 12, 2018

Letter Urging Senate to Defend Democracy Co-Signed by Former Senator Al Simpson

A week after giving his moving eulogy at late President George H.W. Bush’s wake, former Republican Senator Alan K. Simpson joined with forty-three other former Senators across party lines in publishing a letter to the Washington Post. This co-signed letter urges the current Senate to embrace a bipartisan defense of democracy and constitutional values as… Read more »

 December 6, 2018

Retired Firefighters Get Burned When Health Care Benefits are Terminated

Attorney Brian Matise at Burg Simpson handles complex civil litigation cases, and he has taken the lead on the West Metro Case. This case involves the distribution of more  than $1.8 million in funds that remained in a trust that was committed to fund health insurance benefits for 73 retired firefighters and their dependents. These… Read more »

Pumps the Brakes on Driverless Cars – Accident Attorney Phoenix – Arizona Burg Simpson

 May 29, 2018

Fatality Pumps the Brakes on Driverless Cars

Maybe drivers aren’t quite ready to let go of the steering wheel just yet. At least that appears to be the message that states such as Arizona and California are sending after a deadly crash outside Tempe, Arizona. One of Uber’s self-driving cars struck and killed a 49-year-old woman as she carried her bike across… Read more »

Social Media and PI Claim – Injury Attorney Phoenix – Arizona Burg Simpson

 April 2, 2018

Social Media Posts Can Jeopardize Your Personal Injury Claim

In an incredibly short time, social media has grown from a novel way to pass the time to the primary channel of communication for many people around the world. Roughly 70 percent of Americans are on at least one social media network, but what makes that number even more astounding is that less than 15… Read more »

Is Your Loved One Being Abused - Phoenix Injury Lawyer – Arizona Burg Simpson

 March 5, 2018

How to Tell if Your Loved One is Being Abused

Arizona is known for its growing retirement population. Nearly 17 percent of Arizonans are 65 or older, making it one of the top 10 states for elderly populations, and well above the national average of 15 percent. Like any state with a large elderly population, elder abuse and neglect continues to be a growing problem…. Read more »

Bad Faith Insurance – Arizona Personal Injury Attorney – Burg Simpson

 February 19, 2018

Courts Crack Down On Insurers Acting in Bad Faith

In a refreshing bit of news for consumers, courts – and juries – are increasingly holding insurance companies responsible for their bad behavior. Consider that just last month: The U.S. Court of Appeals for the Eleventh Circuit in Atlanta reversed a lower court ruling that dismissed a $2.7 million bad faith claim against Geico for… Read more »

Ring of Fire: The Nationwide Water Crisis

 February 18, 2016

Ring of Fire: The Nationwide Water Crisis

Contaminated water is not limited to drinking water in Flint, Michigan. Michael Burg talks with Ring of Fire host Farron Cousins about the nationwide problem. Even though there has been a ban on lead pipes, nothing has been done to replace those pipes in many communities across the country.

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