Every year, working Americans pay thousands of dollars each year into federal Social Security disability programs. These programs are designed to provide disabled individuals with a valuable financial “safety net” to fall back on should the unexpected happen.
If you have been permanently disabled due to an accident, injury, or the onset of a recognized medical condition, you may be entitled to Social Security Disability or Supplemental Security Income.
Social Security Disability Insurance (SSD) makes monthly disability payments to those who are unable to work due to a disability. The program is open to individuals who meet certain qualifying requirements and who have worked enough quarters to qualify for benefits.
Supplemental Security Income (SSI) provides monthly disability benefits to disabled individuals who have not worked long enough to qualify for SSDI and who meet Social Security’s financial eligibility requirements.
In order to qualify for Social Security payments, claimants must prove that they are disabled under certain rules and conditions. For many, these rules and regulations can be extremely difficult to understand, and they are frequently updated and changed. Statistics indicate that as many as 2 out of 3 initial Social Security benefit applications are denied by the Social Security Administration. Of that number, approximately 60% of those denied claims become accepted after reconsideration or after a hearing before an Administrative Law Judge.
Medical conditions that may entitle you to disability compensation include: